Actionable Published Price List

New volume-based line items connect water mitigation costs to day-one inputs while creating a more
standardized foundation for AI-assisted estimating.

The Actionable Published Price List is now live in 432 Xactimate pricing regions across the United States and Canada. The APPL introduces a dry-out-by-volume approach designed to help restorers and carriers transcend the back-and-forth that has encumbered innovation and swift claim settlement for decades.

Rather than requiring restorers and carriers to reconcile drying duration, equipment density, AHAM calculations, moisture documentation, and other variables after the work is performed, the APPL allows estimators to establish a defensible cost structure on day one using two inputs: water class and containment volume. The resulting estimate connects cost to the drying outcome rather than to the duration and density of the equipment deployed.

The APPL does not replace the documentation required to demonstrate appropriate drying practices. It reduces the need to reconstruct the estimate from equipment counts, drying duration, and completed documentation after the work is performed.

THE PROBLEM: PERVERSE INCENTIVES

Water Mitigation Has Proven Difficult to Standardize

Water mitigation claims have proven difficult to standardize because the industry is trying to solve an algebraic equation with several interrelated variables — how much dehumidification is warranted under IICRC S500 AHAM standards, air-mover density, and dry-out duration.

Compounding the problem, the documentation required to substantiate an estimate adds real administrative cost to both the restorer and the carrier side of the house.

The deeper problem is one of incentives. When restorers are paid more for taking longer, the system rewards duration instead of results.

Do the dry logs justify a 4-day dry-out?

Does a Class 2 water loss warrant additional air movers?

How many dehumidifiers were actually warranted?

For decades, the industry has debated the wrong variables. We have spent untold hours arguing about drying days and equipment counts instead of driving the conversation based on results. The Actionable Published Price List shifts the conversation from proxy variables to water class and containment volume, two things that are knowable on day one. That creates space for carriers to pay for performance and incentivizes restorers to pursue efficient, technically sound drying outcomes.

Need a Demo?

The Actionable Published Price List – August 2026 is live now across all 432 supported Xactimate pricing
regions in the United States and Canada.

Book a Meeting With Actionable

THE NEW APPROACH

The APPL delivers the change in two parts.

First, Actionable Insights reconciled several containment-centric line items into two novel, all-inclusive containment line items. Each bundles the labor, materials, and equipment required to construct and remove a drying chamber.

Second, those containment line items are augmented by a suite of eight dry-out-by-volume line items. Estimators select the line item matching the water class and apply it by volume inside the sketch.The result is a cleaner estimating framework that reduces debate over arbitrary drying duration and equipment density.

All-Inclusive Containment

A bundled line item covering 6-mil polyethylene sheeting, heavy zippers, containment posts, containment filters, and furring strips.

Dry-Out-by-Volume

Select the line item that matches the water class, define the volume of the drying chamber, and eliminate the back-and-forth over equipment density and drying days.

IICRC S500-Informed Allowances

Equipment and labor allowances are aligned with the applicable IICRC S500 methodology, reducing disputes over dehumidification capacity, air-mover density, and related calculations.

WHAT THE APPL HELPS THE INDUSTRY ACHIEVE

Fewer Disputes

Less back-and-forth around dry-day duration and equipment density. Restorers are paid for results rather than metrics decoupled from what actually matters.

Accurate Estimates on Day One

Containment volume and water class are knowable immediately, so restorers can produce a defensible estimate right away and get to drying.

Improved Cash Flow

Because restorers can establish a credible estimate using day-one inputs, invoices can be submitted while the dry-out is underway rather than waiting for completed dry logs.

Better Claim Outcomes for All Parties

Carriers gain the ability to pay for performance, while restorers are incentivized to innovate and pursue greater efficiency.

Building the Estimating Framework for the AI Era

Actionable is building the data rails that make image-to-scope estimating possible. Reliable computer-vision scoping becomes significantly more difficult when a model must choose among roughly 17,500 highly granular structural line items. For example, when lower cabinets are divided into eight grades, accurate selection depends on distinctions that cannot be reliably inferred from an image alone.

The solution is to simplify those decisions without sacrificing accuracy. Dry-out-by-volume is an early example: water class and containment volume replace a sprawling matrix of duration, equipment, and labor variables as the principal inputs. By restructuring line items around observable, outcome-oriented inputs, Actionable is laying the foundation for accurate, scalable image-to-scope estimating.