This is a residential (Class 1 | Cat 1) water loss. The property was delivered to the repair contractor in good order thanks to a credible and capable mitigation contractor. When the adjuster and the contractor initially walked the property, they determined that the laminate snaplock flooring was high grade or better. The adjuster was not provided the authority to approve flooring beyond average grade without remitting the flooring to a third party evaluation firm (or alike). Fortunately, the contractor had an extra expedited shipping envelope in his truck, and the adjuster/contractor pulled a 1' x 6" plank and submitted it to ITEL. Two days later they had the results, and they worked those figures into the estimate via the components tab. This Insight Sheet© exists to clarify how one might invoice for snaplock flooring. This does not seek to include or make concessions for all equipment and/or activities as it relates to a loss of this nature.